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What is SR-22 insurance?
An SR-22 is not a separate insurance policy — it's a certificate your insurer files with your state proving you carry the required liability coverage. Most states require it after a serious driving violation.
How it works
Three simple steps from quote to filed certificate.
Get a quote
Answer a few questions about your driving record, vehicle, and state.
Buy your policy
Choose the coverage that fits your budget and pay your first premium.
We file the SR-22
Your insurer files the certificate directly with your state DMV — often same day.
Frequently asked questions
Quick answers to the most common SR-22 questions.
Most states require you to maintain an SR-22 for 3 years, though it can range from 1 to 5 years depending on your violation and state law.
The SR-22 filing itself is usually a small fee, but the underlying violation (DUI, reckless driving, etc.) is what increases your premium.
Yes. A non-owner SR-22 policy covers you when you drive vehicles you don't own and satisfies state requirements.
Ready to get back on the road?
Talk to a licensed agent today. No obligation, and we'll walk you through your options in plain English.